Union Investment is part of the Volksbanken Raiffeisenbanken cooperative financial network and follows the cooperative principle of finding joint solutions to economic and social challenges. This entails a special obligation towards customers, partners, society and our employees. They fulfill this responsibility by integrating economic, ecological and social concerns equally into their actions.
It offers a wide range of investment products and services for private and institutional investors. With many years of experience in asset management and an extensive product range, Union Investment is a major player in the German and international financial markets. Its offering includes investment funds, asset management services and investment advice to help clients manage their assets and achieve their financial goals. A new way of thinking about money and the choice of contemporary investment options make it possible to optimize returns on capital. By using Union Investment's fund offerings, investors have the flexibility to invest their capital in a variety of ways. This not only allows them to align their financial strategy with their individual goals, but also to adapt it to changing life circumstances
With over 4,000 employees and more than 400 billion euros in customer assets under management, they bear an immense responsibility. To live up to this responsibility, they consistently focus on sustainability. For Union Investment, this means that in its role as asset manager, employer and client, it always acts in a responsible, environmentally friendly and socially responsible manner. In doing so, they are guided by the basic principles and guidelines of their sustainability code. They document the implementation of their sustainable goals throughout the company in their annual Corporate Social Responsibility Report. This is because they are convinced that only through transparency and a holistic approach is it possible to achieve targets in the various areas of the company.
Atruvia is proud to be part of the Genossenschaftliche FinanzGruppe and distinguishes itself as a digitalization partner through a corporate culture based on stable values. These values include respect, openness and honesty, personal responsibility, mutual support and a focus on results. When working together, Atruvia emphasizes respectful interaction, clear and transparent communication, the promotion of employee skills in line with corporate goals and a focus on outstanding results to support customers in their digital transformation and competitive success.
The company is firmly convinced that the future of banking will be characterized by simple and largely automated technology. They are actively driving the digital transformation and integrating their customers into this process. They are also creating the necessary conditions for innovative business models and relying on platforms, cloud technology and artificial intelligence as the underlying technology. Smart analytics is increasingly being used as a basic technology to increase efficiency. In addition, they enable regulatory requirements at the touch of a button and ensure maximum security and compliance by creating synergies.
Atruvia also demonstrates strong social commitment at its various locations. The company supports regional initiatives and projects and is, for example, a member of the "Aktive Bürgerschaft" foundation, which strengthens charitable organizations and promotes civic engagement. Furthermore, it is a matter of course for Atruvia to actively support regional educational projects in the IT sector. The company develops and implements industry-leading software products that help banks and financial institutions to optimize their processes, increase efficiency and improve customer service. Atruvia is characterized by its technological expertise and focus on the needs of the financial industry and is a trusted partner for a wide range of financial institutions worldwide.
ZAM eG is part of the Volks- und Raiffeisenbanken cooperative financial group, but operates independently and also offers its services to banks outside the cooperative financial group. It currently concentrates mainly on managing the central IT service provider Atruvia AG. It is planned to add further (IT) service providers in the coming months.
ZAM eG offers its members and customers a wide range of outsourcing management services. It creates the optimal framework conditions, takes on tasks and provides a modern central outsourcing register. ZAM eG stands for efficiency, innovation and excellent service. It strengthens the cooperation of its members by pooling resources and achieving cost efficiency. In 2020, the year it was founded, it was already working on behalf of over 700 cooperative banks. As a young company with almost 200 years of cooperative tradition, they offer values and innovation in perfect harmony.
Solidarity, subsidiarity, co-determination, transparency, partnership and honesty are cooperative values that are deeply rooted in the history of the organization. Today, the aim is to harmonize these values with modern social, environmental and economic challenges. Sustainability has been established as a fundamental principle of business policy, focusing on areas such as strategy, core business, risk management, environmental responsibility, employees, suppliers, communication, ethics and culture.
R+V Versicherung, part of the Volksbanken Raiffeisenbanken cooperative financial network, offers a wide range of insurance products and services for private and business customers. The company is characterized by a long tradition and stability in the German insurance market.
R+V Versicherung is characterized by its comprehensive insurance services, including life insurance, property insurance, liability insurance and more. Its focus is on individual customer advice and providing customized solutions for risk management and asset protection. R+V strives to utilize modern technologies and offer sustainable insurance solutions while looking back on many years of experience in the insurance sector. R&V Versicherung offers its partners a wide range of benefits. These include a broad portfolio of insurance products, expert advisory services, solid financial stability and many years of experience in the insurance sector, innovative technologies for efficient processes, a commitment to sustainability and environmentally friendly insurance solutions and the opportunity to develop successful business models in close cooperation. R+V's regional presence makes it possible to respond to local needs and circumstances and thus create an effective partnership.
The company is one of the largest insurers and has been supporting entrepreneurs with great dedication for 100 years. In partnership with over 800 Volksbanken Raiffeisenbanken and other specialized companies in the cooperative financial network, the company forms a strong team. This makes it possible to provide comprehensive services in the areas of finance, insurance and pensions. A particular advantage for customers is that their local contact person coordinates with other members of their cooperative team and recommends specialists from the Group if necessary. This collaboration works smoothly, as the team is well-rehearsed and offers customers reliable support.
